Get a Quote
Find a Location
Find Location
Call an Agent

Access Auto Insurance – What are the Benefits?

Auto insurance can be difficult to understand, and we want our customers to get the best value. That’s why Access created our quick rates calculator. You can get an instant rate quote with a few easy steps. Once you have your rate, you need to be able to understand which policy is right for you and we are here to help, anytime you need it!

Auto Insurance – Service that Helps

Auto insurance works to protect you when you need the protection. Protection plans can be customized to fit your needs and budget. That way your family always feels secure and you keep the peace of mind that they will stay protected.

Quality Insurance Coverage – Discount Rates

Access Insurance specializes in finding the right auto insurance options for each of their customers. Everyone’s circumstances aren’t the same, and we can help adjust your benefits to fit your budget. Here are some of our most popular insurance options we offer:

Liability Coverage is the minimum auto insurance required in Arizona and Indiana. This insurance can also be called state minimum auto coverage. Although this is protection if you cause an accident, this option does not cover you or your vehicle. If you cause an accident, Liability coverage will cover any passengers in your car, the other individuals involved in the accident, and property damage. It can be broken down into two parts, bodily injury liability and property damage liability.
At times, if you are sued, it can also pay your court costs. This is a good option if you are looking to get cheaper auto insurance because you are on a tight budget. It is our most popular car insurance plan and will provide the state required insurance needed at an affordable rate.
Learn more about Liability Coverage

Do I need more then Liability?
If you were in an accident would it cost you more to fix that damages to your car then it would to just replace it? Then liability might be for you. If you have a strict budget and you need insure to cover you to the legal limit then you best options is labiality. It is our most popular plan for a reason; it is the most cost-effective way to keep you driving legally.
What if you want more than just coverage for other drives? If you need coverage for your car, then consider Full Coverage.

Full Coverage
Full coverage auto insurance not only includes the coverage you get in liability, but also covers your own vehicle if you were in an accident. Many times it will cost you less in the long run by adding full coverage. Our full coverage includes collision and comprehensive which will pay up to the cash value of your car to either repair it or replace it if it is damaged. This can make a big difference when you are in an accident.
Full coverage with comprehensive protects more than just car accidents. It will also cover damage such as theft, accidental damage like a light pole falling on your car, damage to your windshield, even fire.
Learn more about Full Coverage

Non owner SR22
The non owner SR22 policy, sometimes referred to as an operator or named-operator policy, is required when you need to reinstate your driver’s license, but do not own a vehicle. This is also required if you are driving someone else’s vehicle that isn’t currently covered by insurance. The non owner SR22 will not cover any of the repairs or claims, but it will protect you from any punishment or ticket you would have incurred from driving a car without insurance.
Learn More about Non Owner SR22

Uninsured Motorist
Uninsured motorist coverage is a requirement in Arizona. Although in Indiana and some other states it is not required, it is available to add on to a policy. What does uninsured motorist policy cover? This will cover personal injuries to you or your passengers in case of an accident where the other driver does not have auto insurance. There is also an option to purchase Underinsured Motorist Coverage which will cover the damage to your vehicle.
Read All of the options for uninsured motorist coverage

Emergency Roadside Assistance
Our roadside assistance program is great for any small problems that may happen while driving. Or even if you just need a tow. This can include a flat tire, running out of gas, dead battery and many more mishaps. For only $100 per incident we take care of all of these problems on site or if it is a larger problem we can tow you to where you need your car to be fixed.

Review all our Car Insurance options

Access Auto Insurance Difference

Access works hard to make sure that you are covered. Our plans keep your budget in mind, while making sure your family is protected and your needs are met. If you have an accident without insurance your out of pocket expenses can be extremely expensive and you may even have your license revoked, incurring more costs to just to get in re-instated.

We offer the peace of mind to drive your car every month at a minimal rate. Choose your limits and keep the month charge in the range you can afford. Our online resource management area lets you print your cards directly from your computer if needed and even pay online. We also have certified agents ready to help you when you need it most.

Be secure that your family is protected

If you do not have insurance, you run the risk of incurring additional financial hardship from accidents, repairs, tickets and even license suspension. You may be required to purchase additional proof of insurance after an accident. We offer multiple insurance options to make sure there are plans right for you and you don’t have to go without car insurance. And we have certified agents ready to answer any questions you may have about rates or our policies.

Learn About Our Auto Insurance Products

These descriptions are meant to assist you in determining your auto insurance needs. These are not complete descriptions and do not constitute an insurance contract or coverage for specific losses. For a complete description, please consult your policy contract or contact your insurance agent.