Bodily injury liability provides coverage, up to your policy limit, for medical payments, hospital stays and other bodily injury-related medical expenses associated with the accident. The occupants in your vehicle and the occupants in the other vehicle are covered, but you are not. Bodily injury coverage also provides a defense for you if someone whom you have harmed sues you.
The limits are set at a maximum per person and maximum per incident. When you work with one of our agents, you could see 25/50 as the limits (depending on the state you reside in). This means that an individual is covered up to $25,000, and that the maximum is $50,000 for a single incident.
These descriptions are meant to assist you in determining your auto insurance needs. These are not complete descriptions and do not constitute an insurance contract or coverage for specific losses. For a complete description, please consult your policy contract or contact your insurance agent.