Mesa, Arizona Auto Insurance

Get Auto Insurance in Mesa, AZ 

Looking for affordable car insurance in Mesa, Arizona? Access Insurance Agency of Arizona, LLC (Access) is proud to help drivers across Mesa who are looking for flexible auto insurance solutions. Whether you're navigating harsh weather conditions, road construction, or just your daily commute, we can help you find car insurance coverage that aligns with your needs.  

Though Mesa is a wonderful place to live, you may find it difficult to find auto insurance in the city. At Access Insurance Agency, our agents understand the unique challenges residents may face and can assist you with your coverage questions. Here, we’ll break down some things you may want to know about Mesa car insurance, like Arizona’s insurance requirements, what coverage options are available, and how Access can help you.  

Legal requirements for auto insurance in Arizona 

If you drive in Mesa, you may know that Arizona requires all drivers to have a certain level of liability insurance to drive legally. Liability insurance can help pay for damage you cause to someone else’s vehicle or injuries to a third party from an accident. As of June 2025, Arizona’s mandated liability limits are:  

• $25,000 for bodily injury per person 
• $50,000 for total bodily injury per accident 
• $15,000 for property damage 

Though these coverage limits are the state’s mandated minimum, it may not cover a more severe accident. Increasing your liability limits or opting for more coverage may help you avoid large out-of-pocket expenses after a covered accident.   

Driving conditions and insurance needs in Mesa 

Driving in Mesa may be tricky. Major highways like Arizona State Route 202 and US 60 can get congested fast, especially near SuperRedTan, a four-level freeway interchange on the eastern side of the city. Venturing out on scenic roads like the Apache Trail can also be challenging, since you may experience tougher terrain or rougher weather conditions. If you’re worried about how the weather may affect your vehicle, you may be interested in comprehensive coverage.  

Comprehensive coverage is an additional coverage that can help pay for damages to your vehicle from non-collision events. These may include theft, vandalism, and weather damage. If your car is damaged by extreme winds or natural occurrences like lightning, hail, or flooding, comprehensive coverage may help pay for your vehicle repairs.   

Why choose Access Insurance Agency for car Insurance in Mesa? 

At Access, we’re familiar with Mesa conditions and what challenges its residents may face. Whether you’re making long commutes through Arizona or driving locally, we can help you tailor a policy that aligns with your requirements. Here are a few ways why choosing us may help you:  

• Spanish-bilingual customer service: Our experienced agents can communicate with you in both English and Spanish, helping you avoid a language barrier.  
• Customizable coverage options: From minimum liability coverage to a full coverage auto insurance policy, we work with carriers that can offer a variety of auto insurance options.  
• SR-22 insurance: If you're required by a court to get an SR-22, our agents can help you navigate the filing process.  
• Commercial auto insurance: If you’re a small business owner that uses vehicles for your operations, we can help you customize a commercial auto insurance policy that fits your business needs.  

Discounts that can help you save 

Access’s carriers have many auto insurance discounts that you may be eligible for. These can include:  

• Paid-in-full discount: Paying your policy in full rather than monthly may get you an insurance discount.   
• Multi-vehicle discount: If you’re bundling more than one car on an auto insurance policy, you may be able to save on your premium.   
• Good student discount: If you're a student with good grades, you may qualify for a discount.  
• Proof of prior coverage discount: If you have a history of maintaining your auto insurance prior to working with us, you may be eligible for a discount.  

Steps to get car insurance in Mesa, AZ with Access Insurance Agency

Ready to find auto insurance in Mesa, AZ? Here are a few steps you can take that can help you get coverage today:  

• Get a quote online: Visit our website and get a personalized quote in just a few clicks. 
• Call an agent: Prefer to talk to someone? Call Access at 602-922-3595 to speak with one of our friendly, Spanish-bilingual agents. 
• Visit a local office: You can also head to our brick-and-mortar store to find auto insurance. Stop by our Mesa location at 1946 East Main Street to chat with an agent in person.  

Don’t wait to get coverage! Call us today, stop by our Mesa store, or head to our website for a free customized quote. Our agents are here to help you find a policy that matches your needs and budget.  

Disclaimer:   
This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.