Glendale, Arizona Auto Insurance

Whether you’re driving to State Farm Stadium to catch a game, to Westgate to enjoy some food and drinks, or just commuting to work, you probably want reliable car insurance in Glendale, Arizona. 

Glendale residents are used to the surge in traffic on the 101 or Grand Avenue, especially with the back-and-forth commutes to Phoenix during peak hours. Having a car insurance policy may give Arizona drivers more peace of mind. That’s why Access Insurance Agency of Arizona, LLC. (Access) helps Glendale drivers like you find budget-friendly and customizable auto insurance options. 

Why choose Access Insurance Agency for auto insurance in Glendale? 

With so many options available, it can be overwhelming to get started with finding the right car insurance policy for you or your family. When you choose Access, you also get: 

• Knowledgeable agents: We understand Glendale driving conditions and insurance needs. 
• Affordable and customizable options: You choose the type of coverage, your deductible, how many drivers are included, etc. 
• Friendly, Spanish-speaking agents: We’re ready to assist drivers of all backgrounds at every step of the insurance process. 
• Personal auto insurance options: Such as liability insurance and comprehensive or collision coverage 
• Commercial auto insurance: For small business owners who use one or multiple company vehicles 
• Optional add-ons: Including roadside assistance and rental reimbursement, so that you have an easier way of dealing with traffic emergencies 
• SR-22 insurance: We can help you with the filing process and requirements 
• Coverage discounts: You may qualify for a discount if you’ve kept a clean driving record, are a student, want to bundle multiple vehicles under one policy, or have coverage without lapses. Ask our agents about available discounts. 
• Free quotes: Easily get a car insurance quote online, in person, at our Glendale location, or on the phone. 
• Flexible payment plans: We work with insurance companies that accept cash or credit card payments. 

If you have a certain budget in mind, have a less-than-perfect driving record, or have specific insurance requirements (like an SR-22 or a license from another country), Access’s friendly agents want to help you find car insurance options that adjust to your needs. 

Driving conditions and insurance needs in Glendale, AZ 

Living in Glendale has its perks. You can easily access Phoenix and find lots of fun spots and restaurants in Westgate. However, it also comes with its challenges. Glendale residents know drivers often drive fast in this suburb, and major roads such as the 101 and Grand Avenue often get congested.  

Glendale also has its share of car accidents and traffic-related incidents. The city is known for having a high rate of crashes due to drivers passing red lights. Additionally, like many areas in Arizona, extreme heat reaching three-digit temperatures may cause engines to overheat or tires to blow out. The Arizona Department of Transportation recommends that drivers near the Phoenix area be prepared for tough summers. 

Arizona drivers must carry at least the minimum liability coverage required by the state. These factors may affect how much you pay for car insurance in this state. Let’s delve into what type of insurance Arizona requires. 

Legal requirements for auto insurance in Arizona 

Liability insurance or coverage is the minimum coverage required for Arizona drivers. In Arizona, liability coverage is also known as 25/50/15 coverage because it will cover up to: 

• $25,000 for bodily injury or death to another person per accident 
• $50,000 total for injury or death to one or more people per accident 
• $15,000 for property damages to another person 

Additionally, insurance companies are required to offer the following, which you may opt out of: 

• Uninsured motorist coverage (UM), and  
• Underinsured motorist coverage (UIM) 

Uninsured motorist coverage (UM) helps offset the costs of your or your passenger’s medical bills if you get into an accident with an at-fault driver who has no insurance. Underinsured motorist coverage (UIM) is similar, except it applies to accidents involving another at fault driver whose insurance is not enough to pay for these bills. 

It’s important to carry your proof of insurance when you drive. A law officer may ask for it at a traffic stop or after an accident. If you can’t show proof of insurance in Arizona, you may deal with fines, a license suspension, and may have to carry an SR-22 certificate. 

How to get car insurance in Glendale, AZ with Access

Here are some ways you can find affordable car insurance in Glendale: 

1. Get a quote online: You can check out potential prices for Glendale, AZ car insurance and prepare a budget accordingly. 
2. Call an agent: Another way to get a quote or get insurance-related answers is to contact an agent specializing in Arizona car insurance requirements. If you’re more comfortable speaking Spanish, our bilingual agents are happy to help you. 
3. Visit a local office: If you’d like to come in and speak with an agent in person, visit our Glendale location at: 

4935 W.Glendale Ave. Suite 6 
Glendale, AZ 85301 
Phone: 623-915-4444 
M-F Hours: 9:30-6:00 
Saturday Hours: 9:00-3:00 

If you’re a Glendale, Arizona resident ready to find an insurance policy that fits your budget and adjusts to your needs, check out Access’s services. You can call us at 214-764-8868, get a free auto insurance quote online, or visit our office in Glendale. 
 
Disclaimer: ​ 

This material is for general informational purposes only. The products, services, and discounts referenced herein are not available in all states or from all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all cases, the actual language of the policy contract prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions, and exclusions may apply.